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Does it ever seem like some people you know are advancing rapidly in their careers or businesses, while you seem to be just plodding along? Chances are you're not doing one simple thing that can make all the difference to achieving your goals. You're not putting yourself first.
In the personal finance world, experts often advise people to "pay yourself first." The idea is that when a paycheck or other payment comes in the first thing you should so is put a portion of it into your savings and only then pay your bills and other financial obligations.
Most of us, of course, instinctively do the opposite. We first pay our bills and then put money into savings if there's any left over. The problem, of course, is that there very rarely is any money left over. So our bills get paid, but we never manage to save much, making it impossible to reach our financial goals. This is why 401(k) programs are so powerful: They literally force you to pay yourself first by putting money into savings before you can pay anyone else.
Via The Learning Factor
One small tweak to your schedule could yield amazing results.